Dr. Shariq Ahmad Bhat is currently working as a Lecturer at PG Department of Commerce, Islamia College of Science and Commerce. He has done M. Com with a specialization in business finance and a Ph.D. from Pondicherry University. Besides, this he has qualified UGC-NET-JRF in Commerce. He has done a post-graduation diploma in Computer Applications (PGDCA) and Teaching skills (PGDTS) and has been awarded Moulana Azad National Fellowship by UGC. There are more than 15 research articles in different National and International reputed Journals to his credit. In addition to that, he has presented his research work in almost ten national and international conferences conducted by highly reputed institutions like IIT Madras, IIM Indore and statutory bodies like The Indian Econometric Society (TIES). He has attended more than five Research Methodology Workshops conducted by different Universities across India and sponsored by ICSSR. He has also written a book “ New Spectrum Commerce”for M. Com entrance examination.

Mr. Khurshid Ahmad Rather is currently pursuing his PhD from the Central University of Jammu. He has done M.A Applied Economics from the Central University of Pondicherry and an M. Phil in Economics from the Central University of Jammu. Mr. Rather has Qualified UGC-Net and Set examinations and has published research articles in different Journals. He has also presented research papers at many national and international conferences and has attended several research workshops on diverse topics organised by different universities in India.

Dr. Showkat Ahmad Lone obtained the Doctorate in commerce from DAVV, Indore MP. He has cracked NET and JKSLET. The author has published many research papers in reputed and UGC Care-Listed journals. Besides, the author has presented many papers in National and international Conferences and Seminars. Moreover, the author has various teaching experiences in different Government colleges. Currently, the author is working as a faculty member in the PG Department of Commerce at Islamia College of Science and Commerce, Srinagar.